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Online Money Transfer to Pakistan | PFG Smart Credit

Available delivery methods for money transfer to Pakistan

Send money to Pakistan in the fastest, most secure way and with convenient delivery option through PFG Smart Credit


Your recipient can pickup cash at 3,000+ locations nationwide from your preferred payout partner.

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Your recipient has the convenience of having the money deposited directly into their bank account.

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What You Need To Know...

Standard Fee
  • Zero Fee for all transactions of AUD 285 and above
  • AUD 8 Fee for all transactions below AUD 285
  • Concessional lower fee available during special promos and offers


  • The threshold amount of AUD 285 is dependent on the policies of State Bank of Pakistan
Delivery time

Same Day PickUp and Account Deposits

  • within 24 hours.
  • Cut-Off time : 1600 AEST
  • Service available on all business days


  • Same Day Cash PickUp is available through selected agent outlets only. Please check availability of the service with the agent, before you proceed.

Regular Cash PickUp & Account Deposits

  • Next business day, after receipt of AUD funds into our bank account
  • Cut-Off time : 1600 AEST.
  • Service available on all business days
Amount Limit
  • Minimum Send Amount : AUD 25(per transfer)
  • Maximum Cash PickUp : PKR 500,000(per transfer)
  • Maximum Account Deposit : No Limit
Receive Amount
  • Full amount of your transfer will be paid to the beneficiary without any deductions by our payment partner.
Receiver’s details required

Cash PickUp

  • Recipient ’s full name, address and phone number

Account Deposit

  • Recipient’s full name, address and bank account details including account number (IBAN)


  • IBAN should have 24 characters as shown in following example.
  • PK24 XXXX 0646 6099 7100 0177
  • Free of charge if done prior to release of payments by us.
  • Amendments are normally NOT possible after release of payments.
  • AUD 10 fee, if done after release of payment by us.


  • If amended, changes are possible only for certain specified fields like beneficiary phone number, account number etc.
  • Complete change of beneficiary is not allowed
  • AUD 10 fee
  • This fee may be waived at our sole discretion


  • Foreign exchange loss on conversion and deductions/charges of banks/payment partners etc. will be recovered from the customer.
Business Transfers
  • Not available in PKR
  • The sender and recipient of a PKR transfer must both be private individuals.


  • Business Transfers can be made to beneficiaries in Pakistan in USD, EUR, GBP etc.
send money online with mobile

Send money on the go.

  • International money transfer in just a few clicks
  • Track the money you sent on the go
  • Benefits from greater biometric security